Keystone Blog
Trust the Signs of a Magical Process for Elder Care
During the week of July 4th, my wife and I camped at the Centre Hall Grange Park. Thousands of other campers, most of whom appeared to be old enough to receive Medicare, surrounded us to attend the Remington Ryde bluegrass festival. There were several occasions...
When The Government Pays For Skilled Nursing Care
When a person begins to need long-term care because of chronic disease, injury, cognitive decline or frailty, there are usually two primary concerns. The first should be to determine what level of care is needed and how it can be obtained. The second is to determine...
Moral Implications of the Cost of Long-Term Care
Recently, Jane called our office because of feeling financial distress and a bit of confusion. Her husband, Bob, has been in a long-term care facility since 2014 for help with dementia. It was an emotionally difficult decision for Jane to accept the help of her...
Business Succession : Have You Planned Your Exit?
A September 2015 article from the online publication “Inc.,” wrote that 66% of all businesses located in the United States were owned by members of the Baby Boom generation. Members of this generation are on the cusp of retirement and take with them decades of...
Comparing 55-Plus and Continuing Care Retirement Communities
Life for most of us is a series of transitions. Employment opportunities, family commitments and lifestyle choices might explain why we live in this region instead of in another state or different climate. When commitments related to...
Estate Planning for Previously Married Couples
In today’s society, as we age, life becomes more complicated. More and more couples are not parting at death, but instead may be married multiple times. Many questions arise during estate planning for previously married couples. Can a prenuptial or postnuptial...
Realistic Options for Long-Term Care Insurance
Long-term care insurance (LTCI) is an important and valuable tool to help to preserve family wealth, while getting necessary care in response to increasing frailty. At the very least, home care becomes a statistically probable need for those who have the good fortune...
When To See An Elder Law Attorney
An elder law attorney is often associated with negative connotations and events, such as the loss of independence and a reminder of our own mortality. However, many people would probably agree that planning for the future is a wise idea. The challenge is that,...
The Importance of Inspecting Your Power of Attorney
Not long ago I took my 2000 Ford Explorer for inspection and was told it needed new tires. I was shocked because it seemed that only a few years ago I put new tires on it, and this car is driven barely 3,000 miles a year. But what I recalled as only being a few years...
Medical Assistance Planning For a Couple: A Case Study
As you may have read in our article published last week, handling the issues that surround a loved one who needs skilled nursing care can be very confusing, overwhelming, and expensive. There can be so many issues that it may be difficult to know where to begin and...
