Common Questions and Keynotes
Common Questions
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The Top 3 Things to Know When Someone Names You as Power of Attorney
I've been named as my parent's power of attorney-- NOW WHAT?! A financial power of attorney is the most important type of legal planning that a person can do. It gives a trusted friend or family member the authority to deal with banks, insurance companies, and investment firms if the person becomes incapacitated.
But will the friend or family member know what to do with it? This video goes through the Top 3 things that the friend or family member should know about the power of attorney.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
Am I Going to Lose my House if I Need Long-Term Care?
Your house is worth a lot of money. It's also full of memories. It's true that if Medicaid pays for your long-term care, Medicaid might force the sale of your house to get paid back. There are ways to protect your house and things you definitely should NOT do. Watch this video and find out how it works!
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
Should I Give Gifts to My Family if I Will Need Long-Term Care?
Parents want to help their children. Maybe it's a check to help buy that first house or money to help a divorced child start over. For most people, there are no tax consequences for giving these gifts. But there can be significant consequences if either parent needs Medicaid to pay for expensive long-term care. Be very careful about gifting!
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
Do I Really Need an Attorney to Make a Will?
It's a very common question. People know they should have a will but they are reluctant to pay an attorney to get it done. With all the information available online, they figure they can make their own will.
But that's a legal decision in itself. Whether someone needs a will depends on how they own their property and what the consequences may be after leaving money to loved ones. Here are some thoughts to consider.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
How Do I EXCLUDE Someone from My Will or Trust?
No family is perfect. Someone may have a very good reason to cut a family member out of their will. Children stop talking to parents. Family members steal from one another. Maybe a happy family has come up with a way to combine gifting or life insurance with legal planning to leave the same amounts of money to children.
Whatever the reason, people should know how to go about drafting a will that excludes a family member.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
Why Do I Need Estate Planning?
Many people mistakenly think they don't have an estate, much less a need for estate planning. Estate planning involves a range of legal decisions. Most of those decisions do NOT involve giving property to other people. When illness or injury takes away a person's ability to manage money or medical decisions, estate planning is what ensures a seamless transition to Plan B, whatever that may be for the family.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
The Bank Won't Honor a Power of Attorney-- What Now?!
When a person uses a power of attorney to manage a loved one's finances, the person may run into a roadblock. The bank or investment firm may insist that the person provide proof of the loved one's incapacity or that the person fill out other forms. Here's how to approach a bank that will not honor a power of attorney.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
One ESSENTIAL Piece Missing from Your Power of Attorney
When a loved one's health declines, a power of attorney can be a lifesaver. Using that document, the person authorized by the power of attorney can manage property in a way that makes the loved one eligible for Medicaid to pay for long-term care. But it is critically important that the power of attorney contain certain language. Watch this video to find out about the importance of gifting.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
Don't Assume Your Spouse Can Make Decisions For You Without an Estate Plan!
People often make the mistake of assuming that their spouse will be able to make medical and financial decisions in the event of an illness or injury. If someone has financial accounts only in their name, the spouse will be unable to access that money to pay for care or make arrangements for public benefits. There could be other consequences if the spouse is not given legal decision-making authority.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
Can My Estate Plan Include Plans for Mental Illness?
A crucial part of estate planning is preparing for a decline in health. If a person has a history of mental illness, Pennsylvania law provides options to state preferences for treatment and to designate someone to make decisions. This kind of planning can avoid court involvement and facilitate the best treatment in a time of crisis.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
Can I Change My Estate Plan?
An estate plan can usually be changed and there are circumstances when the plan should absolutely be updated. Here are the three most common reasons why people should update an estate plan.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com -
What Happens to My 529 Plan for College Savings if I Need Long-Term Care?
Many older adults set up 529 Plans to help grandchildren pay for college. These plans offer tax advantages and surely help grandchildren with the skyrocketing costs of higher education.
But if the grandparent needs long term care, that 529 Plan may cause problems for Medicaid eligibility. Here are the factors to consider.
Download a copy of our FREE Guide “5 Biggest Mistakes That You’ve Already Made With Your Later-In-Life Planning”: https://keystone-elder-law.com/cawley-guide-vc
Join Our ‘Later in Life Planning and Resources’ Facebook Group:
https://www.facebook.com/groups/laterinlifeplanningandresources
Set Up A Strategy Session By Calling 717-697-3223
Or Visit Me On The Web At:
https://keystoneelderlaw.com
Office Address:
Keystone Elder Law P.C.
555 Gettysburg Pike Suite B-200
Mechanicsburg, PA 17055
info@KeystoneElderLaw.com
Keynotes
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Keynotes with Barry Gordon: Technology Tips for Seniors
Barry operates Senior Tech Tutor, a resource for the full range of technology questions that people have. Whether it's getting your TV to work, video-chatting with your family, or getting advice on what laptop to buy, Barry and Senior Tech Tutor will guide you through the process.
#elderlaw #techforseniors -
Keynotes with Scott Dardick: Understanding Medicare Coverage
Scott Dardick with AIA Alera Group (https://aia.aleragroup.com/) explains the benefits and drawbacks of various Medicare plans to cover medical expenses. He discusses when to sign up for Medicare and why you should regularly update your coverage. -
Keynotes with Lori Reese: "Thoughtful Downsizing" and De-Cluttering for Seniors
We all gradually collect possessions. Many of the possessions are tied to cherished memories, while others are the result of having no disciplined way to organize. Lori Reese of Consider It Done in Pennsylvania explains how she guides clients through a process of determining what items have value and when to draw on her extensive network of professionals to re-locate possessions. It is an emotional process, but de-cluttering is a gift each person can give to his or her family. -
Keynotes with Sheron Smith: Physical, Mental, and Social Fitness for Older People and Special Needs
Sheron Smith tells an inspiring story about confronting her own challenges and helping older people and people with special needs to develop physical, mental, and social strength.
#specialneeds #elderlaw -
Keynotes with Robyn Sechler: Preserving Your Memories and Legacy for Generations to Come
Do you remember how your grandparents spoke to you? Would you like to preserve memories like that for your own children or grandchildren? It used to be that photo albums and diaries were the only way to preserve a glimpse into the lives of loved ones who have passed away. If you would like your children and grandchildren to really know and understand the people who came before them, there are some amazing tools available. Robyn Sechler discusses Securing Memories, a way to record videos of your loved ones and leave a record of their lives. Robyn has also authored a book entitled "How to Change the Lightbulbs When I'm Gone." The book allows a person to make a record of bank accounts, trusted advisors, tips for maintaining the house, and even how to care for pets. These are loving gifts to leave for family members! -
Keynotes with Kim Spencer: Benefits of the LIFE Program in Pennsylvania
Many people meet the medical eligibility criteria for placement in a nursing home, but they would prefer to stay in their residence. The LIFE Program (Living Independence for the Elderly) provides the full range of health care services, socialization, mentally stimulating activities, and transportation so that people can get the care they need while staying in their homes. Kim Spencer from SpiriTrust Lutheran LIFE explains these benefits and how people can qualify for the program.
#seniorcare #elderlaw -
Keynotes with Danny Osten: A Discussion of Veterans Benefits
Danny Osten leads a county office in charge of assisting veterans with obtaining the benefits those vets earned. He explains the range of benefits available to veterans, including disability compensation for service-connected conditions, VA health care services, pension benefits for veterans needing long-term care, training and education benefits, VA home loans, and more.
#veterans #elderlaw -
Keynotes with Kelly Coons: A discussion of hospice services
Kelly Coons of AseraCare Hospice explains what hospice and palliative care are, when patients and families should discuss hospice, and the interdisciplinary team that delivers hospice services.
#elderlaw #hospice -
Keynotes with Andrea Kimmell: What Move Managers Do to Ease the Process of Downsizing
Andrea Kimmel owns The Relocation Project (https://therelocationproject.net/), which helps older people plan to downsize to a new living space. She works with her clients to create a floor plan for the new space, to reduce belongings through donation or sale, and to re-create a home in the new location with a minimum of stress for the older person.
#downsizing #elderlaw -
Keynotes with Jill Lazar: The Value of Funeral Preplanning
Do you want your grieving family to have a range of details to plan in a short amount of time after you die? Funeral preplanning not only relieves that burden from your family, but it can also have legal and financial benefits. People use funeral preplanning as part of Medicaid planning for long-term care. There are veterans' benefits available to cut the cost of a funeral.
Just like proactive estate planning, it is better to make a plan while you are healthy and can think through the details. Jill Lazar from Hoffman Funeral Home and Crematory explains in this episode of Keynotes how and why people can preplan a funeral. -
Keynotes with Charles J. Hooker, III: Services for People with Autism and Intellectual Disabilities
Charles J. Hooker, III is the President and CEO of Keystone Human Services, which provides services to people with autism, intellectual disabilities, and mental health needs in Pennsylvania and beyond. -
Keynotes with Brittany Klinger: Discussing Levels of Care
Brittany Klinger of Commonwealth Senior Living has worked in home care, personal care, and memory care settings. She discusses each level of care and when each is appropriate. This conversation will help families trying to decide when independent living, assisted living, personal care, or skilled nursing care is appropriate.
#elderlaw
