Keystone Blog
Change: Is Your Cart in Front of Your Horse?
In 1983 two researchers named James Prochaska and Carlo DiClemente were trying to figure out the most effective way to bring about a change in behavior. Throughout human history many methods have been tried. Maybe you had a coach growing up who made you run laps...
Score a Goal in 2023
It's that time again. Many people view the beginning of a year as a time to make a fresh start and address concerns that have been bothering them. New Year’s resolutions are a brave statement to the world that things are going to change. These resolutions sometimes...
Co-Signing a Mortgage for Children
Parents go to great lengths to help their children. As parents get into their retirement years, helping children can backfire and cause problems for the whole family. It is no secret that buying a house has been very challenging in recent years. ...
A Check-up for Santa
When you think about Santa Claus, which of his jolly qualities attract the most attention? While his exact age is unknown, I believe it is safe to call him an older adult since he has been around for generations. Santa may be viewed as an active and independent older...
Gifts and the Season of Giving
After Thanksgiving, crowds emerge from their homes with their bellies freshly stuffed with turkey and stuffing to seek out gifts to stuff into stockings. Now is the season of giving. After spending time reflecting upon the people in our lives who we are...
How Does an Old Lion Die?
A room full of people gathered with one thing in common. Every one of them has a loved one with dementia. Looking for answers, they took action and attended a series of seminars presented by Dr. Rollin Wright, a geriatric medicine specialist at Penn State...
Inheriting Debts
When doing estate planning, most people think about who will receive all of their property after they pass away. There is an expectation that some of your hard-earned savings will pass on to help bolster the next generation’s finances after you are no longer around to...
Advocacy For Your Loved Ones
When illness, disability or the frailties of aging strike, even the most independent individuals may feel vulnerable when faced with navigating a complex health care and/or long-term care system for themselves or their loved ones. A recent cancer diagnosis for my...
Disinherit Your Spouse?
“You’re out of the Will!” is something someone might shout at a family member who they feel has wronged them in some way. While it is unfortunate when relationships fall apart, you do have the right to disinherit a child, a parent, or a more distant relative. You...
There Are Some Things You Shouldn’t DIY
I am a big fan of Pinterest. I have boards and boards of pinned recipes, canning and freezing instructions, craft projects, crochet patterns, gardening tips, and more. I learned how to crochet and to do some other miscellaneous projects from online video...
