by David D. Nesbit, Esq. | Apr 30, 2018 | Finances, Insurance, Sentinel Articles
Long term care insurance is optional insurance you can buy to pay for care that is not reimbursed by health insurance or Medicare. When a person is no longer able to function independently, the alternatives are to rely on family members or to spend the nest egg to pay...
by Karen Kaslow, RN, BSN | Oct 16, 2017 | Insurance, Medicare, Sentinel Articles
If you are enrolled in Medicare, and believe that after your initial enrollment there is nothing else to do, here are a few important reminders. The Medicare Open Enrollment period begins on October 15th and ends on December 7th. If you are considering making changes...
by David D. Nesbit, Esq. | Jun 5, 2017 | Aging, Insurance, Sentinel Articles
Long-term care insurance (LTCI) is an important and valuable tool to help to preserve family wealth, while getting necessary care in response to increasing frailty. At the very least, home care becomes a statistically probable need for those who have the good fortune...
by David D. Nesbit, Esq. | Jan 30, 2017 | Health Care System, Insurance, Sentinel Articles
Since the word admission is defined literally as the process of being allowed to enter a place, common sense would suggest that a hospital patient is admitted when taken from the hospital emergency room to spend a night in a bed upstairs. Unfortunately, Medicare...
by David D. Nesbit, Esq. | Dec 1, 2016 | Insurance, Sentinel Articles
This article is targeted at those who are eligible to receive Medicare. I am a couple of years too young for that. The bad news for me is that the 2017 cost of medical insurance for my wife and me will increase almost 50%! The combination of our insurance payments...
by David D. Nesbit, Esq. | Nov 16, 2015 | Insurance, Sentinel Articles
This is the last of a series of four articles. We have explored how the Pennsylvania Department of Insurance might not be equipped to advocate effectively for claims made by Pennsylvania senior citizens who own long-term care insurance policies. This shortcoming...
