by David D. Nesbit, Esq. | Feb 24, 2015 | Aging, Estate Planning, Nursing Homes, Sentinel Articles
Securing long-term care for a loved one can be a complicated process that involves legal, financial, and social factors in addition to physical care needs. Below are some easy-to-make mistakes that can have undesirable consequences for the individual receiving care...
by Karen Kaslow, RN, BSN | Mar 18, 2014 | Estate Planning, Insurance, Sentinel Articles
There are many options to consider when shopping for a long term care insurance (LTCI) policy. The type of policy, how benefits are paid, amount of coverage, determination of benefit eligibility, benefit start dates, and inflation protection are some of the...
by Karen Kaslow, RN, BSN | Mar 10, 2014 | Estate Planning, Insurance, Sentinel Articles, Uncategorized
Who needs long term care insurance? What does it pay for and how much does it cost? When should I think about purchasing it? The answers to these common questions are important considerations for people who are trying to plan ahead for potential future health care...
by David D. Nesbit, Esq. | Sep 16, 2013 | Estate Planning, Sentinel Articles
Do You Need an Irrevocable Funeral Trust? By Dave Nesbit An Irrevocable Funeral Trust (IFT) is a useful tool for people who are facing the high cost of skilled nursing care. The IFT is an eligible expense during the Medicaid spend-down process. It sets aside...
by Karen Kaslow, RN, BSN | Sep 3, 2013 | Estate Planning, Sentinel Articles
Planning Ahead for Fido and Fluffy Do you think of your pets as property or members of the family? What would happen to your pets if you suddenly became unable to care for them, or even make decisions about their care? Many individuals turn to trusted family members...
by David D. Nesbit, Esq. | Jul 15, 2013 | Alzheimer's and Dementia, Caregiver Support, Estate Planning, Health Care System, Sentinel Articles
Last week’s column discussed Advance Care Directives for end stage medical treatment. The Directive prepares for the possibility that a person’s future state of permanent unconsciousness could cause an individual to be unable personally to communicate to the treating...