by David D. Nesbit, Esq. | Dec 1, 2016 | Insurance, Sentinel Articles
This article is targeted at those who are eligible to receive Medicare. I am a couple of years too young for that. The bad news for me is that the 2017 cost of medical insurance for my wife and me will increase almost 50%! The combination of our insurance payments...
by David D. Nesbit, Esq. | Nov 16, 2015 | Insurance, Sentinel Articles
This is the last of a series of four articles. We have explored how the Pennsylvania Department of Insurance might not be equipped to advocate effectively for claims made by Pennsylvania senior citizens who own long-term care insurance policies. This shortcoming...
by David D. Nesbit, Esq. | Nov 2, 2015 | Insurance, Sentinel Articles
This is the third in a series of articles to explain how some of our clients have experienced claim rejections from long-term care insurers for care in a licensed Personal Care Home. There are a few consistently problematic issues which may be unintended consequences...
by David D. Nesbit, Esq. | Oct 27, 2015 | Health Care System, Insurance, Sentinel Articles
Last week’s article was the first of a series to review how Pennsylvania’s licensing regulations for long-term care facilities, revised in 2010 to create a unique category known as Assisted Living Residences, have caused unintended problems. The Assisted Living...
by David D. Nesbit, Esq. | Oct 19, 2015 | Finances, Health Care System, Insurance, Sentinel Articles
The is the first in a series of articles which will explore how Pennsylvania’s long-term care regulations have been interpreted by both private insurance companies and state agencies in a manner that can be detrimental to consumers. Regulations can be obstacles for...
by David D. Nesbit, Esq. | Oct 12, 2015 | Insurance, Sentinel Articles
When it is time to enroll in Medicare, it can be a challenge to determine if traditional Medicare or a Medicare Advantage plan will provide “the best” coverage for a particular individual. To review from last week’s article, Traditional Medicare is administered by the...