Keystone Blog
Resource Spend-down for Nursing Home Care
When an individual suffers an event which requires hospitalization, a spouse is usually overwhelmed. Rehabilitation in a facility is often recommended immediately following multiple days of hospitalization. Admission to a rehabilitation facility involves signing...
The Basics of PA Guardianship Part II
This article is a continuation of last week’s discussion about the topic of guardianship. What Types of Guardians Exist? There are two types of guardians: 1) Guardian of the Person; and 2) Guardian of the Estate. A Guardian of the Person is an individual or entity...
The Basics of PA Guardianship
Prior articles in this column covered the topic of powers of attorney and why every individual should have these documents in their estate plan. Some individuals are not able to create power of attorney documents prior to becoming incapacitated. These individuals...
Top Ten Reasons to See an Elder Law Attorney
You are thinking of moving to a retirement community Someone told you a nursing home will take everything you own. Your accountant told you that you can give away gifts of up to $15,000 each this year without consequences. You want to preserve the family home. You...
Consider Hybrid Life Insurance
Long term care insurance is optional insurance you can buy to pay for care that is not reimbursed by health insurance or Medicare. When a person is no longer able to function independently, the alternatives are to rely on family members or to spend the nest egg to pay...
Why am I in the Waiting Room – Elder Law Ethics
The following is example of how a typical client may arrive at the office of an elder law attorney: Adult child discusses estate planning with parents at a family gathering. Parents determine it is time to update their documents to reflect life changes that have...
Sharing an Inheritance With a Special Needs Trust
Over the years, we are increasingly seeing a problem occur where the parents of a person with special needs cared for and lived with that son or daughter for their entire life. What happens when mom and dad die? A lot of people do not have appropriate plans in place...
Consider the End of Life Conversation
Let’s talk about the process of dying, and especially your wishes for end-of-life care. Some people have already stopped reading. They believe that they are too busy living to talk about their end-of-life wishes. It would be great if we could delay “the conversation”...
Understanding Home Care Options
Last week, Karen Kaslow shared come excellent suggestions from local home care agencies about how to have a positive home care experience. This article intends to build on what was reported last week. In case you missed that article, you can find it here in the...
Tips for Successful Home Care
When older adults begin to need some assistance, we often encourage them to obtain help sooner rather later. While people like to stay “independent” as long as possible, often the strain of trying to keep up with taking care of a house and/or a loved one who needs...